Attention homeowners in Lancaster and Lancaster County: Get an Appraisal today!The top 7 reasons why Pennsylvania homeowners need Wise Appraisal Services:
At Wise Appraisal Services, we understand the individual needs of a consumer after appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them. For-Sale-by-Owner (FSBO) / Pre-Listing ServicesSince you have an emotional attachment to your own house, it's often very hard to be objective about it. The professional appraisers at Wise Appraisal Services will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your house will attract buyers, a professional appraisal is very important as a negotiating tool once you have a likely buyer. The appraisal is something concrete to show your buyer. The appraisal is an independent third party's opinion of your home's value, not just how much you think your house is worth. Potential buyers assume that you have an emotional attachment to your home and will be more likely to give credibility to an expert appraiser's value report than yours.Challenge Lancaster County's assessment of your propertyYour local tax assessor may have your home overvalued if your home not appreciating as much as other properties close by. That only means you're going to pay more taxes than you should. The faster you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting an expert appraisal from Wise Appraisal Services is your strongest weapon when contesting your property tax assessment.Need to remove PMI?Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is an attractive way to cut costs for homeowners. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your home. In most cases you can apply to the lender to have the PMI eliminated from your loan. Wise Appraisal Services is qualified in helping homeowners just like you get rid of unneeded PMI insurance.Was your HELOC recently frozen?Even if your specific property has not declined in value, your lender might just decide to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area. This can be harmful to your credit score since it may appear as though that credit line is maxed out, and also inconvenient from a cash flow standpoint. Wise Appraisal Services can provide you with efficient appraisal that will help you reinstate your HELOC.We Also Provide Field and Desktop Appraisal Review ServicesWould you like a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you desire a professional to double-check your appraisal for accuracy? Wise Appraisal Services offers field reviews where we'll go out and check the subject and comparables in question. If you're in a rush, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.We can also provide a retrospective review of any appraisal report you may have had in the past. While usually requested by banks, you may want to employ this service if you suspect mortgage fraud related to your home. |
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